UangTeman.com is Indonesia's first online unsecured micro-lending service where credit decisions are made real-time and instantly by our proprietary big data driven credit risk algorithms. We provide safe and socially responsible alternative unsecured credit to Indonesians. UangTeman (PT Digital Alpha Indonesia) has officially been granted the permanent license by OJK under POJK 77/2016 pursuant to Decree Letter No. KEP-50/D.05/2019.